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Driving Newsletter - Tips and Advice on Passing your Driving Test
18 Oct 2012

Car Crushing Time for Uninsured Motorists in Scotland

Strathclyde police have launched a campaign targeting uninsured and unlicensed drivers in their area which is going to get tough on drivers who drive their vehicles without a license, insurance or both.

Called Operation Revoke, drivers caught without insurance will face large fines and could even have their cars crushed in an attempt to stamp out the current trend as figures for the last 9 months show that over 4000 motorists were caught driving whilst uninsured and more than 3000 cars were seized of which 634 were disposed of by crushing or being sold at auction.  Interestingly, these figures are slightly down on the previous year.

Strathclyde police will be using automatic number plate recognition to help them to identify those drivers who are driving without insurance.  Coupled with this The Motor Insurers Bureau (an organisiation that helps victims of uninsured incidents) has offered specialist training for police officers on some of the more intricate issues surrounding car insurance.

17 Oct 2012

Female Drivers to Pay More Insurance From December

On 21st December the insurance premiums for females will come more into line with those of men, meaning that females could find themselves paying up to 41% more than they currently do.  However, as much as 75% of female drivers are still unaware of the changes about to come into effect due to the new European legislation.

Now this seems a good argument for gender equality working against us as, despite the evidence that woman make less claims on their motor insurance and the claims are typically less expensive this legislation means that we’ll pay the same regardless.

So now might be a good time to see what can be done to lower your premiums.  The easy one for those of you who are due for renewal in the next couple of months is to shop around and get the best possible deal.  For the rest of us some of the ways to help reduce your insurance premiums is to choose a higher excess or adding an more experienced driver to their policy.  Another way is to consider a telematics policy, this involves fitting what’s called a black box to your car which measures how and when you drive and could, potentially reduce your premiums.

28 Aug 2012

Driving Lessons to Car Insurance – Parents Foot The Bill

According to the Daily Mail newspaper the cost of getting your kids behind the wheel for the first time can be as much as £8000 per child.  That is a quite significant amount of money and if you multiply that by two or three depending on how many kids you have then it becomes quite eye watering.

Most new young drivers will be relient on Mum and Dad to help pay for a car or certainly help with the funding of it.  They will also, almost certainly, need a helping hand with insuring the car as it is not cheap insuring your first car, especially if you have just turned 17 years old.

Add to the above cost the actual cost of learning to drive with the cost of the lessons, the price of the theory test and the practical test it all adds up and it’s no wonder that in a recent survey by Aviva up to 33% of new drivers had their car bought for them.  This is a leap from 20% of new drivers in the 1960s.

Check out the latest three pages we’ve added for driving schools located in the following towns, Driving Lessons in Cannock, Lessons in Chelmsford and Driving Lessons Lincoln pages for a list of cost effective driving instructors in these towns.

5 Sep 2011

Young Marmalade tastes sweet success

For a number of years, Young Marmalade have been the primary providers of learner and newly-qualified driver insurance. For those who haven’t heard the name before, Young Marmalade and their automotive sidekick, Provisional Marmalade, are one of a small handful of companies which offer affordable car insurance solely to young drivers, both whilst learning and after passing their practical tests. read more »

2 Sep 2011

Car Insurance hikes could prompt law-breaking

An EU directive advising insurance companies to charge equal amounts for both male and female drivers could see many young women choosing to drive uninsured.

The plan to bring female car insurance rates in line with their (significantly higher) male counterparts’ is a move being criticised by many as unnecessary and problematic. read more »

30 Aug 2011

Young Male Car Insurance Soars to £4,000 average

As if men didn’t have a raw enough deal as it is – with car insurance costs already significantly higher than for their female counterparts – it seems that now insurance premiums for men are set to go even higher.

The immediate impact of this is that many drivers, especially young ones, are opting not to drive at all. Those who have no choice – if they live in remote places, or locations with no public transport – are forced to adapt to the higher costs, but are finding that they’re later forced to find work closer to home, or to work longer hours in order to afford the price increase. read more »

29 Aug 2011

Car insurance: to ‘Front’ or not to ‘Front’

With insurance premium costs skyrocketing, many young drivers are opting to be part of their parents’ existing insurance rather than taking out their own. Putting yourself as a named driver on a policy is fine, and for many young people it’s the best way to get insured without having to fork out a fortune.

However, there’s a fine line between being insured to get a good deal, and actually committing insurance fraud. One will save you money. One will cost you – and could lead to points on your licence as well as a potential criminal record. read more »

28 Aug 2011

Coverbox: the new car insurance kid in town

The Co-operative were one of the first companies to use black box technology, which monitors your driving style and adapts your insurance premium to suit – so you pay less if you’re a good driver, more if you’re a bad one.

But now there’s Coverbox, a new company offering competitive insurance aimed solely at young drivers, and making full use of black box technology.
read more »